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About Sharon Kamas, M.Ed.

Certified Financial Coach | Certified Life Coach

Take Control of Your Money and Finally Follow Through with a System That Works in Real Life

Practical strategy, clear thinking, and consistent action, so you stress less, enjoy life more, and follow through.

Sharon Kamas, certified financial coach and certified life coach

If you make good money but still feel disorganized, behind, or unsure what to do next, you're not alone. Most people don't struggle with money because they lack discipline. They struggle because they don't have a system that actually works. That's where I come in.

What I Do

I help individuals, couples, and business owners build a simple, practical system for managing their money so they can stop overthinking and start making real progress. This isn't about strict budgets or complicated strategies. It's about creating something you can actually follow.

My Background

I began my career in education, helping students learn, grow, and take action with confidence. From there, I moved into leadership roles, coaching teachers, building systems, and supporting better decision-making at the director level.

That experience shapes how I coach today. Because real change doesn't come from information alone. It comes from clear thinking, practical strategy, and consistent action.

Why This Work Matters to Me

I grew up in an environment where money was inconsistent, even when there should have been enough. That created a lot of confusion around what "financial stability" actually meant.

Over time, I realized something important: It's not about how much money comes in. It's about how it's structured, managed, and sustained. That realization is what ultimately led me to build a different approach, one focused on structure, control, and systems that actually work in real life.

Confident woman walking outdoors smiling while reviewing her financial plan

What Is the KAMAS Method™?

The KAMAS Method™ is a five-step financial framework developed by Sharon Kamas to help individuals, couples, and business owners build a simple, repeatable system for managing money. It focuses on structure and consistency over complicated strategies, so you can follow through and sustain real progress over time.


My coaching is built around a simple framework:

K

Know

A

Allocate

M

Manage

A

Automate

S

Simplify

Because if your system is complicated, you won't follow it.

What It's Like to Work Together

Clients come to me when they:

  • Make good money, but still feel stressed or frustrated
  • Feel stuck or unsure what to do next
  • Want results without pressure or overwhelm
  • Are ready to take action, but need direction

When we work together, you can expect:

  • Honest, grounded conversations
  • Clear, practical next steps
  • Accountability that actually moves you forward
  • A completely judgment-free space

Bold Execution. Fierce Support.

This work is personal for me. I retired early and built the kind of financial freedom I once thought was out of reach. Not through complicated strategies, but through structure and consistency. Now, I help my clients build that same kind of control and confidence in their own lives.

Outside of Coaching

When I'm not working with clients, you'll find me on the ranch, spending time in nature, and enjoying the lifestyle I've built. And yes, I occasionally take my race car down the track.

Family financial planning journals and a framed family photo on a warm wooden desk

You don't have to figure this out on your own. If you're ready for results and momentum, that's where I start.

Common Questions

Frequently Asked Questions

Straight answers about coaching, time, fit, and how to begin, clients worldwide.

Coaching Basics

What is financial coaching and how is it different from the information I find online?

Financial coaching pairs practical money systems with behavior, habits, and accountability. Unlike generic online advice or one-size-fits-all tips, coaching focuses on how you actually follow through in real life, even when motivation fades or life gets busy. I won’t tell you to give up your favorite beverages, treats, or life’s pleasures, and I do not sell insurance, products, or give investment advice. The result is lasting change, confidence, and progress toward your goals.

Who is coaching for?

Coaching is for anyone ready to take control of their finances, career, or personal goals and get a practical, results-driven plan that works in real life. Whether you’re just starting out, navigating a life transition, or scaling a business, coaching helps you make progress, see results, and move forward with confidence, without taking the joy out of life. You can still enjoy your favorite beverages, vacations, or treats while building control and momentum.

Do you work with businesses?

Yes! I work with small business owners, leaders, and teams who want to align business decisions with personal goals, optimize cash flow, and create sustainable systems. Every engagement is customized to your unique business and personal priorities.

How do sessions work?

Sessions are personalized, practical, and supportive. We discuss your goals, challenges, and opportunities, and walk away with actionable steps you can implement immediately. Most clients meet weekly or biweekly, depending on the program. We also celebrate wins along the way, no matter how small, because recognizing progress keeps momentum high.

How long does it take to see results?

Results vary, but clients often feel more clarity, control, and confidence after the first session. Structured programs, like the 90-Day Financial Freedom Jumpstart, provide a guided path so you can see measurable progress in weeks. Coaching is an investment in yourself, and your actions guide the speed of progress.

Fit, Format, and Time

Do I need to be in a specific income range to work with you?

Not at all. Coaching is about making your money, time, and decisions work for you, regardless of income. Strategies are tailored to your situation, whether you’re just starting out or optimizing a more complex financial or business plan.

Is this just financial coaching?

Coaching with me is holistic. I also support clients with career growth, leadership development, and relationships, because every part of life affects the others. If your goals aren’t money-related, we’ll focus entirely on your priorities and create practical, actionable steps for your unique situation.

What if I don't know exactly what I need?

That’s exactly what a Gifted Strategy Session is for. We’ll uncover your priorities, clarify what’s holding you back, and map a clear, practical path forward so you always know your next step.

How much time will coaching take?

Most sessions run 60 minutes, scheduled to fit your life. Most clients pair weekly or biweekly sessions with small, actionable steps, making progress achievable without feeling overwhelming.

Can I do this virtually or in person?

Absolutely! Sessions are held via Google Meet, making coaching convenient no matter where you are in the world. If you’re local and prefer to meet in person, I can accommodate. If you are not local and you’d like me to come to you, I’m open to that too (additional travel fee applies).

How Coaching is Different and Getting Started

How is this different from other coaches or financial advisors?

Coaching with me is action-oriented, personalized, and results-driven. We don’t just talk about goals, we explore options, create plans, and provide ongoing support to help you follow through. I celebrate wins along the way, and coaching is free from product sales or investment advice so you can focus on what matters to you. Having a coach you can trust and connect with is a personal choice. You’ll have a relationship with me like no other person in your life.

How do I get started?

The best way to start is by booking a Gifted Strategy Session. We’ll explore your goals, clarify your next steps, and create a plan designed specifically for you.

How do I choose the right path for me?

It depends. Everyone has their own relationship with money and life experience. Your situation and goals determine the best path, and you won’t be expected to figure that out alone. I’ll support you every step of the way.

What areas do you serve?

I work with clients all over the world.
What Our Clients Say

What Clients Say

Straight talk, practical tools, and support that lasts

When I met Sharon, I was walking in self-doubt. I was a master at talking myself out of going for what I wanted. I struggled in relationships and reacted to everything! I couldn't even imagine creating goals, much less reaching them. Sharon as my coach was like having a cheerleader on my shoulder, whispering "you've got this" all the time because she allowed me the space to figure out what was missing and go for it.

K
Kim

Before working with Sharon, I was struggling with saving money and my spending was all over the place. Half the time, I didn't even know where my money was going or what I was spending. Working with Sharon has allowed me to create an emergency fund and set goals that are so meaningful to me that I don't waver or get distracted when it comes to my money anymore. She helped me understand my options without making me feel guilty or ashamed of my situation. In two short months, I had a solid plan for paying off my debt, including paying off my house early, saving thousands in interest, and an emergency fund.

B
Barbara

I decided to pursue coaching because I was feeling stuck. Because of this, I realized I needed to talk to someone who could provide an unbiased perspective of the things I was experiencing, while also not being afraid to hold me accountable for my actions. My friends recommended therapy, but I knew it wouldn't be the right fit for me. It wasn't until I suggested to a friend that we become accountability partners and the prospect fell flat that I realized I needed to find a way to become accountable for myself and my own actions. As a result of this, I decided to take the step to invest in myself and work with Sharon.

VT
V. Taylor

I had the privilege of being coached by Sharon and I can say that she is an exceptional coach. She listens attentively and provides sincere advice, always with my best interests at heart. Her ability to ask the right questions helps you find your own answers and discover new paths. Sharon genuinely cares about helping you reach your goals, offering a supportive and friendly hand along the way. I highly recommend Sharon to anyone looking for guidance and growth.

D
Dayra

Sharon, you have been instrumental in helping me see not only what is possible, but what was holding me back. You have helped me uncover what years (and you know, it has been years) of therapy didn't touch. For the first time, I have money left at the end of the month AND all my bills are paid. No interest is being given away to a credit card, and I finally feel like retirement will be an option. But that isn't the best part.

L
Lacey

The best part about investing in a coach is how confident I am with my money now and even more confident in how I communicate and advocate for myself.

J
Jan

Take the next step

Coaching with Kamas Coaching

Share where you are with money. I’ll help you build clarity, systems, and follow-through.

  • Timely replies
  • Clarity first
  • Real accountability